MRI quoted at $2,200 · Best bid: $420Colonoscopy · 4 providers competing · Top bid: $890LASIK consultation · 3 local bids receivedPhysical therapy (8 sessions) · Bid accepted: $640Dental crown · Cash-pay bid: $750 vs. $1,800 list priceDermatology consult · Bid: $120 · 48-hr turnaroundDog wellness exam + vaccines · Best bid: $95Personal training (10 sessions) · Bid accepted: $380Sleep study · Bid: $650 vs. $2,400 hospital quoteGLP-1 consult + labs · Bid: $195MRI quoted at $2,200 · Best bid: $420Colonoscopy · 4 providers competing · Top bid: $890LASIK consultation · 3 local bids receivedPhysical therapy (8 sessions) · Bid accepted: $640Dental crown · Cash-pay bid: $750 vs. $1,800 list priceDermatology consult · Bid: $120 · 48-hr turnaroundDog wellness exam + vaccines · Best bid: $95Personal training (10 sessions) · Bid accepted: $380Sleep study · Bid: $650 vs. $2,400 hospital quoteGLP-1 consult + labs · Bid: $195
Reverse-Bid Healthcare

Healthcare at your price.
Not theirs.

Post what you need. Providers compete for your business. You choose the best offer — no haggling, no surprise bills. With ACA enhanced subsidies expired, millions of Americans have moved to self-pay or high-deductible plans. MedBid was built for them.

HIPAA-Ready Architecture
NPI Verification Required
No Hidden Fees
Free to Post
39%
Cash prices cheaper on avg. than insurer rates*
43%
Of hospitals post fewer prices now than last year*
<48h
Target time to first bid (early access)
$0
Cost to post a request
* Source: PatientRightsAdvocate.org. MedBid is not affiliated with PRA.
The Process

Three steps to a better price

No phone calls. No negotiating. Providers come to you with their best offer.

01
Post your request
Describe the care you need, your ZIP code, and your target budget. Free and takes two minutes.
02
Providers bid
Verified local providers submit competitive bids for your open appointment slot. They compete — you benefit.
03
Choose and book
Review bids by price, credentials, and availability. Accept the one that works and schedule directly.
Find Care

What do you need today?

Select a category and post your request. Verified providers in your area bid for your appointment.

Not sure what to request? We'll help.

Our concierge team helps you write the right request to get the best bids.

Illustrative Scenarios

How MedBid is designed to work.

MedBid is an early-access platform. The examples below illustrate typical use cases the reverse-bid model is designed to serve — not real patient testimonials.

SCENARIO

"A patient quoted $2,200 for a lumbar MRI at a hospital posts on MedBid. Verified local imaging centers bid within the target window; the accepted bid comes in at a fraction of the hospital chargemaster price."

MRI imaging patient
Lumbar MRI · Self-pay
Illustrative: 60–80% off quoted price
SCENARIO

"A patient who lost ACA subsidies needs a colonoscopy and faces a $3,000 hospital quote. A MedBid bid from an ambulatory surgery center can arrive at a real market-rate procedure price that hospital chargemasters rarely disclose."

Post-ACA self-pay patient
Colonoscopy · Cash pay
Illustrative: Typical savings 70%+
SCENARIO

"A small business owner without group coverage uses MedBid for physicals, specialist visits, and labs. Reverse-bid market dynamics are designed to deliver meaningful savings vs. hospital chargemaster pricing."

Self-employed patient
Multiple services · Cash pay
Illustrative: 40–70% below list price
These are illustrative scenarios demonstrating the reverse-bid model. They are not testimonials from real MedBid users.
Why It Works

The law says prices must be posted.
43% of hospitals are posting fewer.

Since 2021, hospitals have been legally required to publish their prices. Most don't comply. MedBid bypasses the problem entirely — providers bid to you directly, in real time.

The market, not just the data
Price transparency laws created spreadsheets — not savings. Cash prices are already 39% cheaper than insurer rates on average. MedBid's reverse-bid market pushes even further through real competition.
Verified providers only
Every provider on MedBid is credentialed, licensed, and reviewed. You know exactly who is bidding before you accept — credentials, location, and patient ratings included.
No surprise bills
The bid you accept is the price you pay. No facility fees, no hidden markups. And if you ever need to fight a medical bill, your rights are protected under federal law.
Know your rights. Since Jan 1, 2021, hospitals must post their prices by federal law. 43% are non-compliant. You can report them to CMS — or use MedBid and skip the system entirely.
Learn your rights →
Common Questions

Everything you need to know

Yes. Posting a request on MedBid is completely free. Patients pay no subscription fees, listing fees, or transaction fees. The bid price you accept is exactly what you pay the provider.
Every provider must submit their medical license, NPI number, malpractice coverage, and applicable board certifications. Verification typically takes 1–2 business days. Wellness providers submit a business license and insurance certificate.
You are never obligated to accept a bid. If no bid meets your expectations, you can revise your request, adjust your target budget, or simply let the request expire. You pay nothing unless you choose to accept a bid.
Yes. Your personal and health information is encrypted and never shared with providers until you explicitly accept or engage with their bid. Providers only see an anonymized summary of your request before you accept.
MedBid is designed for cash-pay and self-pay patients. If you have a high-deductible plan, HSA/FSA funds, or are uninsured, MedBid is built for you. Some bids may be submittable to insurance for reimbursement — check with your provider and insurer.
MedBid targets delivery of your first bid within 48 hours for most categories in supported markets. Turnaround depends on provider availability in your area and the type of service requested.

Are you a provider with open slots?

MedBid connects you with patients who are ready to book and willing to pay cash. No insurance friction. No referral bottleneck. Just your next appointment, filled.

Fill idle slots
Cash-pay patients
You control your bid
No upfront cost
Learn more